Open Enrollment

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Open Enrollment is November 1 to November 30

For 2023 healthcare coverage, the LGHIP’s annual Open Enrollment period runs from November 1 through November 30, 2022. All forms can be found by clicking here.

During Open Enrollment, eligible members can:

  • Enroll in health and voluntary coverages
  • Add dependent and/or family coverage
  • Drop dependent and/or family coverage

During Open Enrollment, participating units can:

  • Change their effective date of insurance for new hires
    • Units may choose coverage starting on date of hire or the first day of the second month.*
  •                 *If a unit has a probationary period that affects health benefits, certain restrictions apply.
  • Add or drop retiree coverage
    • Units may choose to offer coverage for their eligible retirees, or stop offering coverage for eligible retirees.
  • Add or drop coverage for elected officials
    • Units may choose to offer coverage for their elected officials, or cease offering coverage for elected officials. Applies to cities, towns and counties.
  • Add or drop dental coverage
    • Units may elect BCBS Dental coverage with the LGHIP, or may drop and offer coverage through another program outside of the LGHIP.