The Local Government Health Insurance Plan (Plan) is a self-insured group health insurance program funded from the members' premiums of the participating local government units. The Plan provides group health insurance for employees of municipalities, cities, counties, and quasi-governmental agencies.
The Health Handbook provides a summary of all relevant information regarding the health insurance plan. To order a new Blue Cross Blue Shield Book, call Blue Cross at 1-800-321-4391.
Topics in the Handbooks:
- Eligible Employees
- Eligible Dependents
- Open Enrollment
- New Eligible Employees
- Termination of Coverage
- Eligibility for Coverage Upon Retirement
- Medicare
- General Provisions
Plan Handbooks-2024:
Plan Handbooks-2025:
Effective January 1, 2025
Summary of Benefits and Coverage
The Summary of Benefits and Coverage (SBC) is a short summary of coverage designed by the Department of Health and Human Services. The SBC provides a snapshot of coverage but does not contain all benefits, limits and exclusions provided to you. The SBC does not replace the more detailed summary of benefits found in the plan benefit matrix or a plan benefit booklet provided to you by the LGHIB. For detailed plan benefits please view our handbook listed above. To view the plan's SBC, click here.
The 2025 Summary of Benefits can be found here.
Price Comparison Tool
Click here for the Blue Cross and Blue Shield of Alabama Price Comparison Tool.
