The Local Government Health Insurance Plan (LGHIP) is a self-insured group health insurance program funded from the members' premiums of the participating local government units. The LGHIP provides group health insurance for employees of municipalities, cities, counties, and quasi-governmental agencies.
The LGHIP Handbook provides a summary of all relevant information regarding the health insurance plan. To order a new Blue Cross Blue Shield Book, call Blue Cross at 1-800-321-4391.
Topics in the Handbooks:
- Eligible Employees
- Eligible Dependents
- Open Enrollment
- New Eligible Employees
- Termination of Coverage
- Eligibility for Coverage Upon Retirement
- General Provisions
- 2024 Benefits Booklet
- New, easy to read benefits booklet that highlights important information and free benefits on our plan!
- 2024 Health Handbook
- 2024 Health Benefit Summary
- 2024 Dental Handbook
- 2024 Dental Benefit Summary
- 2024 OptumRx Handbook
- 2024 Southland Voluntary Coverage Handbook
- 2024 Southland Summary
- LGHIB Discounted Vision Care Program
- LGHIB Vision Network Providers
Summary of Benefits and Coverage
The Summary of Benefits and Coverage (SBC) is a short summary of coverage designed by the Department of Health and Human Services. The SBC provides a snapshot of coverage but does not contain all benefits, limits and exclusions provided to you. The SBC does not replace the more detailed summary of benefits found in the plan benefit matrix or a plan benefit booklet provided to you by the LGHIB. For detailed plan benefits please view our handbook listed above. To view the plan's SBC, click here.